Dental Financing Options in Mesa, Arizona

Looking for an affordable family dentist in Mesa? Eastport Dental works with most major dental insurances to keep costs low. But regardless of your coverage (or lack of it) you might also be interested to learn that we offer monthly financing options on all of our services.

With affordable financing, you won’t have to worry about what is or isn’t covered by your dental insurance. And when you need treatment right away, you can get access to financing as quickly as the same day.

Can I Combine Financing with Dental Insurance?

Absolutely! Dental financing works so that you can use it by itself, on top of your dental insurance coverage, or to cover any balance that you’re not paying for with cash.

Dental insurance plans do not have stipulations on what they cover and what you finance. Regardless of which plan you’re a part of, we accept most PPOs and are able to file claims on your behalf. Some of the more popular insurance carriers that we work with and can adjust your financing to, include:

  • Insurance
  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • GEHA
  • Delta dental
  • Dentemax
  • Dentegra
  • Guardian
  • Humana
  • MetLife
  • Principal
  • SecureCare Dental
  • Sun Life Financial
  • TDA
  • United Healthcare Medicare
  • United Healthcare
  • United Concordia

What Does My Dental Insurance Cover?


Before trying to figure out how much you’ll need to finance on your upcoming dental procedure, our care coordinators will calculate what’s covered by your dental insurance. That way you pay less out of pocket and enjoy a more affordable care experience.

Be sure to provide us with updated copies of your dental insurance card, if applicable. Our coordinators will communicate with your carrier to get a breakdown of which services are covered and at what levels. Some procedures may be paid at 100%, while others at 80% or 50%. Generally speaking, more complex services are covered at lower rates, since insurance is designed for preventative purposes. It strictly depends on the type of plan you have and what the specifics are.

If you have treatments that aren’t fully covered or want to finance the deductible and co-pay, a payment plan is a convenient option. That way you won’t have to delay your procedure.

Can I Finance My Entire Treatment?

Yes. As long as you qualify for dental financing, you can apply any and all dental procedures toward your line of credit. That way you can schedule the treatment immediately and make low monthly payments until the balance is paid off.

We work directly with two separate third party lenders: CareCredit and Lending Club. Depending on how much you’re financing and what your credit history is like, approved amounts typically include 0% interest financing for up to 12-18 months. That means you can make regular payments without any added interest; you’re simply breaking up the total balance of your procedure into smaller, easier to manage amounts with zero extra fees.

In most cases as long as you’re making a minimum monthly payment on your account and pay the balance off within 12-18 months, CareCredit won’t implement any type of added interest charges. So, what’s stopping you from finally getting that smile makeover?!

You can apply for a payment plan through CareCredit or Lending Club at any time (even before you call us to make an appointment.) Once you have a pre-approval, you can get started on your dental treatment right away.

If you already have a CareCredit account and want to get special financing on your upcoming dental procedure, please be sure to speak with our treatment or financial coordinator.

Save Money on Earlier Treatments

Most dental problems tend to compound as time goes by. That means what might be a small filling today could become a complex crown and root canal a year from now. By intercepting issues when they’re smaller and less-invasive to correct, it’s not just better for your tooth; it’s also better on your budget!

If you don’t have the funds set aside to cover basic dental care, an affordable financing option can help you get more affordable treatment in a way that fits your monthly budget. Save time and save money, while protecting your smile’s future!

Get a Custom Quote

Schedule your exam at Eastport Dental in Mesa for a customized treatment plan that outlines all of the costs involved. We’ll discuss what options are available, so that you can select the one that’s best for your situation. From there, you’ll know exactly what the treatment costs will be (no surprises!)

Call Eastport Dental today to make an appointment. Dr. Vinh Huynh, DMD and our friendly staff are happy to answer any questions that you may have.

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